Cookie Policy

Cookies are small data files that are placed on your computer or mobile device when you visit a website. They are widely used by website owners to make their websites work, or to work more efficiently, as well as to provide reporting information.

In Quebec City and across the province of Quebec, the Act respecting the protection of personal information in the private sector (amended by Law 25) requires that we inform you about the use of tracking technologies that identify, locate, or profile you. These include:

• First-party cookies: Set by the website owner (Iron Mill Home).
• Third-party cookies: Set by parties other than the website owner, enabling third-party features or functionality (e.g., advertising, interactive content, and analytics).
• Web Beacons/Pixels: Tiny graphic files that contain a unique identifier that allow us to recognize when someone has visited our website.

Our use of cookies is governed by the Quebec Consumer Protection Act and the Act respecting the protection of personal information in the private sector. Under Law 25, Quebec residents have significantly enhanced rights regarding their digital footprint.

Key requirements we adhere to:

• Informed Consent: Except for strictly necessary cookies, we require your proactive consent before deploying tracking technologies.
• Transparency: We must disclose the purposes for which your data is collected via cookies.
• Right to De-indexation: Users have the right to request that we stop disseminating their personal information or de-index links associated with their name.

We also align our practices with the federal Personal Information Protection and Electronic Documents Act (PIPEDA) and international standards like GDPR for our global visitors.

Strictly Necessary Cookies: These are essential for you to browse the website and use its features, such as accessing secure areas or calculating debt consolidation ratios. These cannot be disabled.

Performance & Analytics: We use these to gather information about how you use our site, for instance, which pages you visit most often. This helps us optimize our "Quebec Interest Rates Guide" and other resources.

Iron Mill Home may use third-party services like Google Analytics or Meta Pixel to measure the effectiveness of our consumer credit educational campaigns. These third parties use cookies to collect information such as your IP address, browser type, and the pages you visit.

Under Quebec Law 25, we ensure that any third-party providers we use maintain a high standard of data protection equivalent to our own. You can opt out of these third-party cookies via our settings or by visiting the specific provider's opt-out page.

If you have questions about our use of cookies or other technologies, please contact our Data Privacy Officer at: